Supplemental Insurance

Supplemental Insurance

Voluntary Group Dental Plan

We offer various dental plan options through Guardian – the #1 dental carrier in the country.  One of our plans is sure to meet your needs.

Voluntary Group Disability Insurance

For most people, even a temporary disability can cause financial hardship. Even if an employee has substantial savings, he or she may be concerned about losing income for a year or more, perhaps even permanently. Our disability plans help protect employees against these risks, conveniently and affordably, through payroll deduction.

Voluntary Life Insurance

When a family wage earner dies prematurely, the dependents no longer have that person’s income. Life insurance can be used to provide funds necessary to continue to maintain a comfortable standard of living.

Voluntary Cancer Insurance

Cancer insurance provides benefits for expenses due to cancer treatments. Benefits are paid directly to the insured to be used as the insured sees fit.

Voluntary Critical Illness Insurance

Critical illness insurance provides a lump sum benefit when a person is diagnosed with kidney failure, stroke, heart attack, life-threatening cancer or is in need of a major organ transplant. Benefits are paid directly to the insured.

Voluntary Accident Plan

Our accident plan insurance provides benefits due to accidental injuries which are paid directly to the insured to use as the insured sees fit. The plan includes a 20% increase to child benefits if the child is hurt in an organized sport.

Voluntary Vision Plan

We offer several plans that help defray the cost of eye exams, glasses and contacts.


This provides necessary documents to:

  • Establish and maintain your plan
  • Explain the plan to your employees
  • Review benefit choices with employees and assist them in enrolling
  • Assist employees in completing election forms
  • Provide your payroll office with correct enrollment information
  • Assist with annual report filings

For information, please e-mail Emily Colston at